What is light refurbishment?

Light refurbishment generally involves minor upgrades to a property.

These include redecoration (e.g. painting, plastering, or laying flooring) or the replacement of fixtures and fittings (e.g. a new kitchen or bathroom). 

It also covers damp proofing, electrics and central heating. It does not usually cover any structural work such as extensions, removal of load bearing walls. It may include loft conversions with some lenders. 

If planning is required it is usually heavy refurbishment that you need with the exception of some HMO conversions.

Searchlight Finance Ltd is a broker not a lender.

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We are a credit broker not a lender.

Searchlight Finance Ltd is registered at 98, King Street, Knutsford, Cheshire, WA16 6HQ. Company Register number is 07929050.

Authorised and Regulated by the Financial Conduct Authority. Our FCA registration number is 743220. You can check via www.register.fca.org.

We are registered with the Information Commissioner’s Office, Z3109319 and you can check via www.ico.org.uk.

We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.

We source finance from the whole of market and may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Member of National Association of Commercial Finance Brokers (NACFB).