If you’re a dedicated investor who’s in it for the long haul…
And you want a broker who’s always thinking beyond the deal…
And you’re open to being challenged every once in a while…
We’ll get along brilliantly.
Property finance is a complex beast, and when we work together I’ll always take the time to consider all the consequences of any decision.
I admit that sounds rather boring. After all, it’s far more exciting to have a broker who says, “I just got you the BEST two-year fix from this terrific lender!” than, “But what happens after two years when you suddenly find yourself off the low rate and onto something much higher? We need to think further ahead.” I’m the second kind of broker, and I’m not ashamed to admit it.
I’m like that for two reasons. Firstly, I want you to have a healthy and thriving portfolio that gives you no surprise financial problems in a few years’ time. Secondly, I want us to have a healthy and thriving working relationship – and I’m not about to scupper that by giving you inadequate, poorly considered guidance that will work for you now but not in the long term.
I give honest, opinionated and sometimes hard-to-take advice – and it’s ALWAYS with your goals in mind.
As a result, lenders trust and respect me – and they’ll often be flexible in ways they wouldn’t be with other brokers or independent borrowers. For example, if it turns out you don’t meet a lender’s conditions but I can prove why they’ll be safe lending anyway, they’ll often do so (if the circumstances are right) – because they know I’m true to my word and have never let them down before.
I have direct access to specialist property lenders and products that aren’t available to the public – or even to all brokers. Importantly, I’m not tied to any of them: I pick and choose depending on your circumstances and needs.
If you’d like to find out more about how I can help you (or if you’d like to ask any questions), get in touch to arrange a phone call.