Development Finance for Property Developers

Are you searching for development finance. We compare over 40 lenders with our online sourcing platform and can get you a quote in minutes once we have details of your project.

Our funding options range from £100,000 to £100m for projects including refurbishments, permitted development, conversions, and ground-up new builds.

Contact our development finance team for more information.

Finance is arranged over the short term to allow you to do the build and comfortably exit the loan. The maximum loan is agreed at the beginning and is based on the overall costs and end value.

A comprehensive list of information is needed and a helpful guide is located here.


  • How much do you have as a contribution and for contingency
  • Your contribution goes in first
  • Is interest included or excluded from the % the lender provides
  • How is interest calculated
  • Ensure term is sufficient for build
  • Will the lender need a Monitoring Surveyor
  • Are Collateral warranties needed
  • Provide a detailed breakdown of costs including all professional fees
  • Ensure your professional team has the right qualifications for the lender
  • Satisfactory exit strategy in place with alternatives


  • Up to 100% of build costs
  • Up to 75% of all costs
  • Up to 75% of GDV (Gross Development Value
  • Rates variable or fixed
  • Fees based on debt or GDV
  • Term up to 48 months but typically 12 – 18
  • Rate and lender dependent on experience of doing similar projects

Searchlight Finance Ltd is a broker not a lender.

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We are a credit broker not a lender.

Searchlight Finance Ltd is registered at 98, King Street, Knutsford, Cheshire, WA16 6HQ. Company Register number is 07929050.

Authorised and Regulated by the Financial Conduct Authority. Our FCA registration number is 743220. You can check via www.register.fca.org.

We are registered with the Information Commissioner’s Office, Z3109319 and you can check via www.ico.org.uk.

We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.

We source finance from the whole of market and may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Member of National Association of Commercial Finance Brokers (NACFB).