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We do not give advice on the ownership structure and the property being a suitable investment. By placing an application with us we expect you to have carried out your own research and taken professional advice.

By accepting our conditions, you confirm we have not provided this advice to you.

Landlords in the UK must comply with the Minimum Energy Efficiency Standards (MEES) Regulations, Landlords currently need an Energy Performance Certificate (EPC) rating of E or higher. Properties with an EPC rating of F or G cannot be rented out.

The government is looking into amending the minimum rating from E to C by 2030. Please consider this changing legislation when choosing your mortgage and/or purchasing a property that does not meet these criteria.

Searchlight Finance Ltd is a broker not a lender.

We are a credit broker not a lender.

Searchlight Finance Ltd is registered at 98, King Street, Knutsford, Cheshire, WA16 6HQ. Company Register number is 07929050.

Authorised and Regulated by the Financial Conduct Authority. Our FCA registration number is 743220. You can check via www.register.fca.org.

We are registered with the Information Commissioner’s Office, Z3109319 and you can check via www.ico.org.uk.

We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.

We source finance from the whole of market and may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Member of National Association of Commercial Finance Brokers (NACFB).