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Terms of Business

Terms of Business

All work to the point of application is at our cost.  A fee of £495 is payable when you submit a formal mortgage application after we have obtained a decision in principle. The fee also covers any subsequent remortgages on the same property subject to a minimum mortgage of £150,000.

If the mortgage does not proceed to completion, at our discretion we can transfer the fee to an alternative application.

For regular clients, fees may be reduced or waived. Terms and conditions apply so please contact us for more information.

Our fees for Bridging and Commercial depend on the complexity of the case and will be agreed with you before any application is submitted. If the loan is complex we may charge a higher fee of up to 1% of the loan amount.

Regulatory Jurisdiction

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

Searchlight Finance Ltd is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 743220.

Company Number 07929050 registered in England at 6 Windsor Court 103 King Street Knutsford Cheshire WA16 6EQ

The information contained on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

 

Searchlight Finance Limited is registered in England and Wales No.07929050 Searchlight Finance Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (http://www.fca.org.uk/register) under reference 743220. The FCA do not regulate Business Buy to Let Mortgages or most Commercial Mortgages and Bridging Finance. ICO Number Z3109319. Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.

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