Development Finance & Exit Finance for Property Developers

Flexible Funding to Start, Complete, and Exit Property Projects

Whether you’re buying land, converting a building, refurbishing, or completing a multi-unit development, the right development finance helps you unlock projects quickly.

We specialise in development finance and exit finance for property developers, investors, and limited companies in the UK — helping you fund land purchases, construction, refurbishment, and final sales.

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Why Choose Development Finance?

Development finance is short-term, project-focused funding for property investors who need flexible solutions beyond traditional mortgages.

It’s ideal for:

-Land acquisition or plot purchases

-Refurbishment or conversion projects

-HMO and multi-unit developments

-Completing projects when traditional funding is unavailable or insufficient

Specialist lenders offer tailored criteria for complex developments, high LTV, and unique projects, helping developers reduce finance gaps and unlock profit faster.

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Types of Development Finance Products

Standard Development Finance

 

Funding to acquire and complete new builds or redevelopment projects. Suitable for individual investors and limited companies. Provides capital for land purchase, construction, and associated costs.

Key features:

-LTV up to 70–75% of land + build costs

-Terms from 12–36 months

-Interest-only options to reduce cash flow pressure

Plot Finance

 

Short-term funding for land purchases, including plots with or without planning permission. Enables you to secure prime sites while arranging longer-term construction finance.

Key features:

-LTV up to 50% of purchase price without planning and more with planning

-Flexible terms for planning or build approval

-Works for individual and corporate borrowers

Conversion & Refurbishment Finance

 

Finance for converting or refurbishing residential or commercial buildings into lettable units or apartments. Ideal for HMOs, multi-unit freehold blocks (MUFB), or other high-yield projects.

Key features:

-LTV up to 75% including works costs

-Flexible drawdown schedules to match construction milestones

-Can combine with exit finance once project completes

Development Exit Finance

 

When construction is complete but sales or lettings are slower than expected, exit finance bridges the gap. Repay your development loan, reduce interest costs, and free capital for your next project.

Use cases include:

-Completed projects awaiting sales

-Reducing high-cost finance

-Releasing equity to start new developments

-Bridging to longer-term refinance

Key features:

-Terms: 1–24 months

-LTV: up to 75% of completed value

-Flexible interest options

Bridging Finance for Development Projects

 

Short-term bridging loans for developers needing funds between project stages. Can be used for land, conversion, or refurbishment projects. Often works alongside development and exit finance to accelerate timelines.

Key features:

-Fast approval, often within days

-Flexible terms up to 18 months

-Can fund residential, HMO, or commercial developments

Benefits of Specialist Development Finance

 

-Access to tailored lending for complex projects and portfolios

-Flexible terms aligned with build, sale, or let schedules

-High LTV options to maximise leverage

-Funding for all project stages: land, build, conversion, refurbishment, exit

-Works for SPVs / limited companies, portfolio landlords, and individual developers

-Enables faster project completion and reinvestment

Who Can Apply?

 

-Property developers, both individual and corporate

-Limited company SPVs

-Landlords developing HMOs or multi-unit blocks

-Investors looking to release capital post-construction

-Developers needing short-term bridging or exit solutions

Get Expert Development Finance Advice

 

If you’re a property developer seeking tailored development or exit finance, we can structure a solution for your project stage — from land purchase to completed sale.

We work with specialist lenders across the UK to secure finance quickly and efficiently, so you can focus on completing projects and maximising profits.

📞 Call us on 01565 654005
📧 Email us today to discuss your development finance needs.