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What if I am already behind on my mortgage payments?

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You should still be able to have a Payment Holiday but will need to discuss this further with your lender who will consider whether it’s appropriate, as well as any measures that are already in place to help you through your payment difficulties.

Searchlight Finance Limited is registered in England and Wales No.07929050 Searchlight Finance Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (http://www.fca.org.uk/register) under reference 743220. The FCA do not regulate Business Buy to Let Mortgages or most Commercial Mortgages and Bridging Finance. ICO Number Z3109319. Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.