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Bridging Finance for Light Refurbishment


Fast competitive refurbishment bridging loans from one of the largest panels of bridging lenders in the country which gives you more choice. Our strong relationships with lenders ensure that we can obtain a speedy reply.

Does the property need a new kitchen, bathroom, a rewire or some tender loving care to get it ready for sale or rent then we have lenders for you? The works tend to be non-structural and don’t require planning.



  • Term of the mortgage as often lower rates are quoted for shorter terms but if you don’t repay on time then penalty interest may be charged;
  • Before arranging the bridging you need to know how will the loan be repaid;
  • Will it be the sale of the property or a remortgage;
  • If a remortgage then see how many lenders will do this for you before you buy the property. If there are several then that is better than only one or two;
  • Don’t just focus on the interest rate. Add all the costs up to compare one lender to another;
  • If using a broker ensure they fully understand bridging and don’t go to a third party. This will increase the costs and be slower;
  • What happens if you are late when repaying the loan? Some lenders are flexible others will be in court to repossess before you know it.


  • Up to 18 months;
  • Up to 75% of purchase price;
  • Up to 100% finance with additional security;
  • Choice of daily or monthly interest rates;
  • No fee options;
  • Ability to term with the same lender within 6 months of purchase.

Searchlight Finance Limited is registered in England and Wales No.07929050 Searchlight Finance Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (http://www.fca.org.uk/register) under reference 743220. The FCA do not regulate Business Buy to Let Mortgages or most Commercial Mortgages and Bridging Finance. ICO Number Z3109319. Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.

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